IHT loan is a new product that can help executors with estates where there is an Inheritance Tax (IHT) liability to pay but no funds available.

Many estates in the UK are ‘locked’ because the executor, who in most cases is responsible for paying IHT, just hasn’t got the funds to do so. It’s a classic chicken and egg situation! Add to that the fact that often the executor is not a beneficiary – not paying the IHT means the entire process will be held up for those who might need their inheritance sooner.

There is a solution……

  • No risk

  • No personal liability

  • No monthly repayments

  • No charge over property

IHT loan is a product that is available to an executor who has an IHT bill to pay and means you can get the funds quickly. It isn’t a traditional bank loan. There are no credit checks and you don’t need to own a home as there are no charges placed on any property. And as the loan is repaid from the estate, there are no monthly repayments, so income and affordability doesn’t need to be assessed.

  • IHT loan means the executor can take out a loan to pay the tax out of the estate proceeds
  • The tax bill is settled directly with HMRC by the lender
  • There doesn’t need to be a Will
  • No personal liability, no charge on property and no risk
  • No monthly repayments
  • Once the Grant of Probate is issued, estate funds can be used to repay the loan
  • A recognised and regulated administrator e.g. solicitor  must be instructed before he monies can be released. If you don’t have a solicitor please book your first (free) consultation here.
  • Representative 22.0% APR

More Information

If you would like more information about this product please get in touch by completing the contact form below.  A finance professional will be in touch shortly.

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