Regulation & Transparency – Legal, Insurance and Finance 

The Probate Network operates as an independent information platform covering probate-related legal services, finance products and insurance solutions. Because these areas are subject to different regulatory frameworks in the UK, clarity around regulation and responsibility is essential.

This page explains how regulation applies across the services referenced on our platform and how we approach transparency.

Our Role

The Probate Network is not a law firm, lender or insurance provider.

We provide educational information designed to help individuals understand probate-related legal processes, financial products and insurance considerations. Where users choose to request professional support, introductions may be made to independent third-party providers.

We do not provide regulated legal advice or regulated financial advice.

Financial Conduct Authority (FCA) Regulation

(Finance and Insurance Products)

Certain financial products referenced on this website — including probate loans, inheritance advances, bridging finance and probate property insurance — may fall within the scope of regulation by the Financial Conduct Authority (FCA).

The FCA regulates firms that provide:

  • Consumer credit
  • Secured lending
  • Insurance products
  • Insurance distribution
  • Mortgage lending
  • Certain advisory services

Where financial products are introduced via The Probate Network, we strongly recommend dealing only with providers authorised and regulated by the FCA. We

FCA-regulated firms are required to:

  • Provide clear disclosure of costs and risks
  • Treat customers fairly
  • Follow conduct standards
  • Maintain complaint procedures
  • Be subject to oversight and enforcement

Regulatory status can be verified independently via the FCA Register at:
https://register.fca.org.uk

Users should confirm that both the firm and the specific product fall within regulatory scope.

The Probate Network is an introducer appointed representative of Provira Limited (FRN No : 946175), Integro Funding Limited (FRN No : 772858) and Estate Resolution Technologies (UK) Ltd (FRN: 977036) who are authorised and regulated by the Financial Conduct Authority.

Solicitors Regulation Authority (SRA) Regulation

(Legal Services)

Legal content referenced on this aims to adhere to marketing and  promotion guidelines stipulated by the Solicitors Regulation Authority (SRA).

The SRA regulates solicitors and law firms in England and Wales. Regulated firms must:

  • Comply with the SRA Code of Conduct
  • Follow client care and transparency rules
  • Adhere to strict ethical standards

Where introductions are made to legal professionals, we seek to ensure that they are appropriately regulated by the SRA or an equivalent recognised legal regulator.

Regulatory status of a law firm can be verified via the SRA register at:
https://www.sra.org.uk/consumers/register

Insurance Products and Distribution

Certain insurance products referenced on this website — including probate property insurance and estate-related insurance solutions — are subject to FCA regulation.

Insurance distribution activities are regulated under FCA rules and require firms to:

  • Provide clear product information
  • Disclose key exclusions and limitations
  • Explain commission structures where applicable
  • Handle claims and complaints in accordance with regulatory standards

Users should verify the regulatory status of any insurance provider before purchasing cover.

Transparency and Impartiality

The Probate Network is committed to:

  • Providing balanced information
  • Explaining both advantages and risks of products and services referenced on this site.
  • Avoiding pressure-based language
  • Encouraging independent verification of regulatory status

We do not guarantee suitability of any product or service. Decisions relating to legal representation, financial borrowing or insurance cover should be made following careful review of individual circumstances and, where appropriate, independent professional advice.

Where comparison proposals are requested via our platform, users should carefully review all documentation, regulatory disclosures and cost illustrations before proceeding.

Vulnerability Awareness

We recognise that probate-related decisions are often made during periods of bereavement and emotional vulnerability.

Our content is designed to inform rather than persuade. We encourage users to take time, review documentation carefully and seek clarification where needed.

Regulated providers are required to take vulnerability considerations into account when interacting with customers.

You can read our full policy here: Vulnerable Customer Policy

Ongoing Review

We aim to keep regulatory information accurate and up to date. However, regulation and product structures can change. Users should independently verify current regulatory status directly with the relevant authority.

If you have questions regarding regulation or transparency, you may contact us for clarification.